Portfolio: PRT-ARDENT-BCBSNM01 · Lovelace Health System · Albuquerque, NM
📁 Trek CI has indexed 13 documents in this portfolio. The contract modeling agent will draw from the payer proposal, rate schedules, LRP benchmarks, and utilization snapshots to build a complete scenario model.
Entity Overview
Lovelace Health System
Ardent Health Services portfolio · Albuquerque, NM
3 hospital facilities · Professional practices
Payer: BCBS of New Mexico (HCSC)
Current agreement expires: May 31, 2026
Renewal term proposed: Jun 1, 2026 – Jul 1, 2030
What We're Modeling
✅ Full Y1–Y4 rate proposal from BCBS NM
✅ 30-line NR parameter model
✅ HPP quality-gated incentive layer
✅ LRP baseline (2.0% CAGR counterfactual)
✅ OP service line impact (32 service lines)
✅ Facility × Network × Service breakdown
Facilities in Scope
Facility
TIN
Networks
Y1 Base NR
Lovelace ABQ
85-0327237
Comm · BAV/NLP · CNN
$145.0M
LRH Roswell
85-0327237
Comm · BAV/NLP · CNN
$34.5M
UNM Rehab
81-5326294
Comm · BAV/NLP · CNN
$10.7M
Professional
Multiple
Comm · BAV/NLP · CNN
$62.0M
Select the Payer Proposal
Pick the proposal document that Trek AI will read and codify into model inputs.
ℹ️ Trek AI will extract all rate parameters, escalators, term details, and special provisions from the selected proposal. You can review and edit the extracted values before running the model.
📋 Proposals & Rate Documents
📄
BCBS NM — Non-Binding Proposal (May 14, 2026).pdf
17 pages · 312 KB · Recommended
✓
📄
BCBS NM — Rate Proposal Letter & Term Sheet (May 18, 2026).pdf
1.4 MB · Rate schedule only — no escalators or terms
✓
+ I don't have a proposal — use LRP baseline only
📈 Utilization Data (optional but recommended)
📊
LOVELACE_NR_Snapshot_May2026.xlsx
4.2 MB · Volume + NR snapshot · All facilities · May 2026
✓
TrekAI — Reading & Codifying Inputs
Trek AI is parsing the proposal and mapping all rate parameters to model inputs.
⚡ Trek AI is reading the BCBS NM Non-Binding Proposal (May 14, 2026)…
Extracting facility rates, YoY escalators, special provisions, and contract terms.
LOVELACE_NR_Snapshot_May2026.xlsx — admissions, OP encounters, ER by facility
○
Validating 30-parameter model inputs
30 line items · Entity/Market: Lovelace · LRP CAGR: 2.0%
✅ Input codification complete. Trek AI extracted 30 model parameters across 7 facility-network-service categories. Review and adjust any values on the next screen before running the model.
Review & Edit Model Parameters
Trek AI extracted these inputs from the proposal. Adjust any value before running the model.
⚡ Editable inputs — Change any Base_NR_M or escalator %. Click "Run Model" when ready. The AI assistant (Step 8) can also adjust values for you via natural language.
Entity / Market: Lovelace
LRP CAGR (%): 2.0
#
Category
Base_NR_M
CY26_Inc%
CY27_Inc%
CY28_Inc%
CY29_Inc%
HPP
Ready to Run the Contract Model
Trek AI will project full Y1–Y4 NR trajectory, facility breakdown, and verdict against LRP.
Model Configuration
📄 Proposal: BCBS NM Non-Binding Proposal 5/14/26
📊 Utilization: Lovelace NR Snapshot May 2026
📈 LRP CAGR: 2.0% (counterfactual baseline)
🏥 Facilities: ABQ · Roswell · UNM Rehab · Prof
🌐 Networks: Commercial · BAV/NLP · CNN · GOV
⭐ HPP: 1.0% Y1, 1.5% Y2–Y4 (quality-gated)
📋 Parameters: 30 line items extracted
Output Will Include
✅ ACCEPT / COUNTER verdict with rationale
✅ 5 key performance indicators (KPI cards)
✅ Annual NR trajectory Y1→Y4 vs LRP
✅ Facility × Network × Service breakdown
✅ Full rate schedule verbatim from proposal
✅ OP service line impact (32 lines)
✅ HPP incentive analysis
Takes ~4 seconds · Generates full Hex-level scenario output
Contract Scenario Model — Output
BCBS NM Non-Binding Proposal — Scenario Impact Model · Generated: Jun 9, 2026
✅
ACCEPT — Proposal generates $76.5M cumulative incremental NR over 4 years vs $36.7M under LRP — a $39.7M upside (108.15% vs plan).
Counterparty: BCBS of New Mexico · Provider: Lovelace Health System, LLC · Term: 6/1/26 – 5/31/30 (4 yrs) · LRP CAGR (counterfactual): 2.0% · Generated: May 18, 2026
Y1 Base Net Revenue
$302.2M
CY26 baseline
Blended NR CAGR (Y1→Y4)
4.13%
vs 2.0% LRP
Cum Inc NR over Term
$76.5M
4-year incremental
Upside vs LRP (2.0% CAGR)
$39.7M
108.15% vs plan
Max HPP Incentive (4yr)
$11.50M
Quality-gated upside
📊 Annual Net Revenue Trajectory — Proposal vs LRP
Year
Proposal NR
Inc vs Base
% vs Base
LRP NR
Upside vs LRP
Max HPP %
Max HPP $
Y1 (6/1/26)
$302.2M
—
—
$302.2M
$0.0M
1.0%
$1.90M
Y2 (6/1/27)
$314.4M
$12.2M
4.05%
$308.2M
$6.2M
1.5%
$3.02M
Y3 (6/1/28)
$327.4M
$25.2M
8.35%
$314.4M
$13.0M
1.5%
$3.19M
Y4 (6/1/29)
$341.2M
$39.0M
12.92%
$320.7M
$20.5M
1.5%
$3.38M
4yr Total
$1,285.3M
$76.5M
—
$1,245.5M
$39.7M
—
$11.50M
🏥 Impact by Facility × Network × Service
Facility
Network
Svc
Y1 Base
YoY %
Y2
Y3
Y4
3Y CAGR
Cum Inc NR
Upside vs LRP
Saved Agent Reports
Previous model runs saved to this portfolio. Click any to reload, compare, or re-run.
📁 2 model runs saved for this portfolio. Each run captures the full scenario: proposal inputs, KPIs, trajectory table, facility breakdown, and ACCEPT/COUNTER verdict.
32 service lines · Baseline vs proposed expected · Yield %
Full Rate Schedule (Verbatim)
All facility × network rates from proposal PDF
Re-Run the Model — Change Inputs
Select a different proposal, manually adjust parameters, or ask TrekAI to change inputs for you.
📄
Select Different Proposal
Upload a revised payer proposal and re-run with new rates
🔧
Manually Change Inputs
Edit any escalator %, base NR, or parameter directly in the table
⚡
Ask TrekAI
Tell the AI what to change — it updates inputs and re-runs
⚡ TrekAI — Contract Modeling Assistant
Hi, I'm TrekAI. I can adjust any model parameter and re-run the scenario for you. Try: "What if the Commercial OP escalator was 6% instead of 7.92%?" or "Remove the HPP incentive and show the impact."
Examples: "What if OP escalator drops to 5%?" · "Model with a 3-year term only" · "What's the impact if HPP is removed?" · "Apply Trek's counter recommendations"